Take The Lead On Your Financial Future

about us

get started with our process

At Future Now Services, our mission is to empower our clients to take control of their financial future. We strive to ensure our clients are equipped with the knowledge and tools necessary to make informed financial decisions. We are committed to fostering lasting relationships built on trust and integrity, guiding our clients towards a more secure and prosperous future. At Future Now Services, your financial success is our priority.


First we will meet to get to know one another, discuss your current financial situations, and lay out your goals.


After a detailed look at your financial position and goals, we will help create a detailed plan to guide you through your financial future.


Once we have come to an agreement on a plan that is best for you, we can begin putting it in action, moving you closer to your dream retirement!

What Makes us different

We provide the support you need when figuring out your pension, 401(k), and other important benefits. Our team helps navigate your Federal Benefits and can help provide more information on any.

A well-thought out picture is the key to a smooth transition into retirement. We will help you build an optimal strategy that is in line with your goals, needs, and financial situation.

We strive to simplify the filing process and streamline all paperwork so that you can focus on the things that are most important. Rest assured that we understand the complexities of the paperwork all government employees must navigate.

Confident blond mature teacher explaining something to student
meet our founder

Dave Harewood


Dave Harewood, founder of Future Now Services, has been working as a successful financial specialist for over 14 years. Alongside his accomplished team, he provides guidance on a diverse range of needs, including strategic retirement planning, debt reduction, college planning, and expert navigation of federal benefits.

For Dave, the pre-financial discussions hold utmost importance in his client relationships. He believes in dedicating time to truly create a connection with each individual, establishing a bond that transcends monetary matters. Recognizing the potential gaps in awareness about the risks of being uninsured, Dave is committed to equipping every client with the information they need to make informed choices for a solid financial future.

Dave has been married to his wife, Helen, for 30 years and together they have two beautiful daughters. Originally from Barbados, Dave moved to New Jersey in 1981 where he received his Bachelor’s degree and began his business. When not spending time with his family, Dave enjoys being outside playing tennis.

We strive to create individualized retirement plans for federal employees & their families

Contact Future Now Services with any additional questions today. We offer complimentary financial consultations to help you learn more about us and the products we offer. Call (973) 489-5898